SKNANB Visa Business Credit Card Logo
  • SKNANB Visa Business Credit Card

  • BUSINESS INFORMATION

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  • PRIMARY CARDHOLDER

  • FINANCIAL INFORMATION

  • ADDITIONAL CARD HOLDERS(S)

  • SKNANB VISA BUSINESS CARD AGREEMENTS

    • About the Black Card 
      • Card available in US or EC currency. Payments must be made in currency of the card.
      • Same day replacement of damaged, lost, or stolen card
      • Immediate access to funds through same day posting of payments.
      • Access to over 400,000,000 banking machines in over 100 countries.
      • Itemized monthly statement in currency of choice.
      • EC cards using in US territories will attract a fee of 1.5% of the transaction amount.
      • Penalties will be applied if you:

                          o   Fail to make minimum payment by due date

                          o   Exceed your credit limit

                          o   Make payment to the bank that is returned unpaid

      • $10.00 or 2% of transaction amount (whichever is greater) for all cash advances
      • Annual fees for the Visa Business Card are EC $150 or US $55 and EC$75 or US $30 for co-applicants.
    • Consent to Disclosure (Required) 
    • IN CONSIDERATION of you dealing with or

      1. In order to verify the existence and condition of my account for credit bureaus and like agencies
      2. In order to comply with directions of a regulatory body or agency, orders from a regulatory body
        or agency , court orders by any Court of competent jurisdiction within the Federation or under the
        provisions of any law of the Federation 
      3. In order to comply with reasonable and legitimate requests from other financial institutions in
        circumstances where it is necessary for completing business transactions on my behalf
      4. In response to requests of persons providing services to the Bank as long as those persons
        maintain confidentiality agreements with you
      5. Where you have received written instruction(s)/ permission from myself, my heirs or my legal
        representatives

       


      AND I HEREBY GRANT the said AUTHORISATION AND CONSENT to any such person who has acquired any
      knowledge of my business, financial or commercial affairs and transactions in his/her capacity as a director, manager,
      secretary, officer, employee or agent of the Bank.


      This AUTHORISATION AND CONSENT shall apply to all information of whatever nature now known to you or
      which you hereafter obtain or attempt to obtain in relation to me

       

      This Agreement:

      1. shall subsist notwithstanding any Law that prohibits the giving or receiving of such information;
      2. shall survive the termination of any or all relationships between the Bank and myself; and
      3. is and shall be a continuing authorization to you.

       

      Where any party to this Agreement for the time being comprises two or more persons, obligations expressed or
      implied to be made by or with that party are deemed to be made with the persons comprising that party jointly and
      severally, and words importing one gender include all other genders, words denoting persons shall include natural
      persons, bodies corporate, unincorporated associations and partnerships, and words importing the singular include the
      plural and vice versa.

      This Agreement shall be governed by the laws of the Federation of Saint Christopher and Nevis

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    • Terms and Conditions (Required) 
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